The use of credit scoring - the quantitative and statistical techniques to assess the credit risks involved in lending to consumers - has been one of the most successful if unsung applications of mathematics in business for the last fifty years. Now with lenders changing their objectives from minimising defaults to maximising profits, the saturation of the consumer credit market allowing borrowers to be more discriminating in their choice of which loans, mortgages ...
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You can specify the type of files you want, for your device.Consumer Credit Models: Pricing, Profit and Portfolios | Lyn C. Thomas.Not only was the story interesting, engaging and relatable, it also teaches lessons.